When it comes to budgeting, sometimes, the hardest thing, is to start….

And after 10 years of helping people with finances, I can honestly say, moneys never made anyone happy BUT without a doubt, lack of money can and does lead to a whole lot of heartache!

Some of the common things I hear from my clients are, that they earn decent money, but don’t understand where it goes – or that they’re living pay check to pay check, without ever seeming to get ahead.  So, if that’s you – know that you’re not alone.  

But whatever your money story is – it’s not too late to make a change!

You can learn how to put yourself in the driver’s seat.  It’s about making a switch to conscious spending, instead of force of habit.  We believe if you learn to expect the unexpected – you can be prepared for it.  

If you’re ready to make a change, a great place to start is to think about which societal expectations you’re bowing to – at the cost of your family and financial future.

There are two key concepts to making a budget stick – and the best thing is, they’re simple.  First, you’ve gotta tie some emotion to your plans.  So, write some goals.  Be bold.  Be audacious.  But most of all – be you.  Make sure you’re emotionally connected to your goals if you want to succeed.

And second?  Get organised!  It’s so easy to throw money away unnecessarily when life continually takes you by surprise.  So, if you’re not using an online calendar – sign up.  Get your partner on board.  Reach out to someone you know who meal plans.  Look at how many gifts you plan on buying for the year – and actually PLAN for them!  If you know what’s coming up – you can grab things when they’re on sale, instead of rushing out at the last minute, wasting time and fuel and paying full price for something you probably went past last week at 30% off.  

Give yourself permission to take control of your finances today.  What are you waiting for?  Your future self will thank you.  You’ve got this.  

Author: Petrina Styles

link: https://mudputty.com/activities/151